Terms of Service
Last updated: June 2026. By using PolyPray you agree to these terms.
1. The service
PolyPray Exchange ("PolyPray", "we", "us") provides a peer-to-peer prediction market platform for sports events. You trade against other users, not against PolyPray as a house.
2. Eligibility
You must be at least 18 years old (or the legal age in your jurisdiction). You are responsible for ensuring your use complies with local laws. Real-money features are only available in permitted regions as determined by IP geolocation.
3. Accounts
You are responsible for safeguarding your credentials. One account per person. We may suspend accounts that violate these terms, engage in fraud, or manipulate markets.
4. Trading & settlement
All trades are final once matched. Platform fees (3% on contested settlements) are disclosed before placement. PolyPray does not guarantee liquidity or counterparty availability.
5. Payments
Deposits and withdrawals in allowed regions are processed via third-party custody (NOWPayments). PolyPray is not a bank. Crypto transactions are irreversible once confirmed on-chain.
6. Limitation of liability
PolyPray is provided "as is." We are not liable for losses from trading, technical outages, or incorrect resolutions beyond good-faith review. See our Resolution guide for dispute process.
7. Contact
Legal inquiries: [email protected]